Apply for a Home

Are you in need of better housing?

Habitat for Humanity Mid-Vancouver Island is dedicated to the elimination of inadequate housing by building homes in partnership with families in need. Habitat for Humanity Mid-Vancouver Island does not discriminate according to race, religion or ethnic group.

Homeowner families are chosen based on three criteria:

1. Need for Affordable Housing
   Families must demonstrate that they are in need of a decent, affordable house. Need for affordable housing is defined by a family income that is within the appropriate "low income cut-off" (poverty line) defined by Statistics Canada and existing living conditions that are inadequate in terms of structure, cost, safety or size. The ratio of shelter expense to total income is also factored.
2. Ability to Repay
   Families must have the ability to repay a no-profit, no-interest mortgage loan. A Habitat Mortgage requires that the family has a stable income sufficient to cover the monthly mortgage payments and other expenses that come with home ownership.
3. Willingness to Help
   Families must demonstrate a willingness to partner with Habitat by contributing 500 hours of volunteer labor "sweat equity" which is volunteer labour done on our build sites. Our families are able to participate in the building of their own homes, and the homes of other families. Families must also adhere to all policies and procedures set out by Habitat for Humanity Mid-Vancouver Island.

If you think you qualify based on all three criteria, contact the Habitat office by phone 250-758-8078 or e-mail us at info@habitatmvi.org.

We will tell you about the next information session. After attending an information session, you may choose to apply to become a Partner Family.